The financial services industry is designed to skim away a piece of your wealth and keep you from noticing. I reject this model and serve my clients as a Fee-Only Fiduciary Advisor utilizing an hourly fee model.
Fiduciary
I serve all clients as a fiduciary, meaning I am legally and ethically bound to put your interests above all else. This represents the highest standard of client care in the financial services industry. I designed my model to eliminate conflicts of interest and ensure my informed and unbiased advice only considers what is best for you.
Fee-Only
Fee Only means I do not earn commissions or kick backs for financial products and services you purchase. The only compensation I receive is the fee you pay for my advice. I only consider how investment products or insurance will affect your personal and financial well-being when making recommendations.Hourly Fee Model
Traditionally, advisors charged clients based on a percentage of assets under management (AUM), typically around 1%. Under this model, if you have $1 million in your account, your advisor charges $10,000 per year. If you deposit $1 million additional, your fee will increase to $20,000, but your advisor will do very little additional work on your behalf. In utilizing an hourly fee model, I charge only for the time I spend working on your behalf.Even if I am not the right advisor for you, there is a strong and growing community of advisors that share my beliefs about the service clients deserve. I firmly believe it is in your best interest to choose a Fee-Only Fiduciary Advisor that utilizes an hourly or flat fee model.